AAG’s Participant Advisory Solutions Provide the Following Benefits to Plan Participants:

• Participants are given easy access to the investment tools and portfolio management support they need to make more informed investment decisions based on the amount of control or involvement they personally desire.
  
• For those more reluctant or busy investors who select AAG’s Managed Account service, they have chosen a hands-off investment option that will be professionally managed, monitored and rebalanced by AAG to try
  to achieve optimal performance over time.
  
• Participants who elect the Managed Account service are regularly informed of their account status and can update or add personal information, like holdings in outside defined contribution or pension accounts. They can cancel participation in the Managed Account service at anytime.
  
• Multi-channel access via phone, paper or Web makes it easy for participants to provide ongoing personal updates and encourages usage of the advisory tools and services available.
  

Plan Sponsor Benefits:

• Because the Online Investment Advice and new Managed Account services can be a participant-borne expense, plan sponsors are able to increase the overall value of their plan for minimal cost.
  
• Our suite of advisory services is easily implemented and fully integrated with other available plan services.